How NOT to do business: borrow money, ignore your spouse, borrow from personal funds to finance business epxenses. This episode contains a clip from Dave Ramsey's daily radio show. I've titled this section: HOW TO DO BUSINESS! Check out www.daveramsey.com and www.thetotalmoneymakeover.com for some of the best financial advice you will ever receive! I listen daily to keep myself in check and motivated!

First, apologies for not having an episode in a VERY long time. Truly am sorry for this. I make excuses in the show. This episode: Pet Saving Tips from http://www.feedthepig.org Tip #1 - Buy toys at yard sales Tip #2 - Make your own pet treats Tip #3 - Buy medicine from wholesale stores Tip #4 - Get pet health insurance Please subscribe in iTunes on the right and share with your friends!

Through a discussion with a co-worker my distrust of credit cards was further cemented. They are not to be trusted and are not to be relied on! Don't make the mistake that millions of people have, DO NOT THINK THAT A CREDIT CARD IS YOUR FRIEND! [display_podcast] Subscribe in iTunes Show notes:

• Transferring a balance to your credit card is risky
• Understand what you are getting into when you sign up for a credit card
• Credit card companies apply payments to the balance with the lowest interest rate
• There are other ways to build credit (future podcast episode)
• In a band? Send me your music and I'll consider it for the podcast (send to wyanradio@gmail.com)
• The French Revolution - For The Money (visit their Myspace page)

Thanks for listening! Have any comments on the show or want to suggest a topic? Send me a note at wyanradio@gmail.com. What are your thoughts on today's topic? Send a voice recording to the email address above to have your thoughts included on the next podcast :-)

This past month I made a purchase without talking with Lindsay (@lindsay_faith) about it first. It was awkward and could have been far worse if we had not talked about what happened and why. I give you my thoughts and advice in this show. Did you know you can also WATCH the podcasts? Head over to our channel on Blip.tv and watch the recording of this podcast (www.whereyouarenow.blip.tv) Notes:

• Talk about money with your signif icant other
• DO NOT make a purchase without talking with your significant other FIRST
• ALWAYS confess and apologize when you make a mistake (Don't be a "closet shopper")

For You by the Ok Rivals (signed to Aftertouch Records). More info here: http://www.myspace.com/theokrivals

Our format is going to change a little. Lindsay's schedule with her job and school is getting busier and she is now unable to record this podcast as often as she would like.

-to keep you interested, I am not going to keep the format that we used when we recorded together. I am going to try and keep them short and to the point. The show notes will be a great resource for you.

compassion international

-helping others

-Lindsay wrote a post on her getting started with compassion international (http://www.whereyouarenow.com/blog/2009/02/13/compassion-international/)

-it has been receiving some good conversation and i wanted to bring it to light

-you've heard it said that it is better to give than to receive. i'd like to say it again, it is better to give than to receive.

-as I was thinking about this podcast and this topic, I was reminded of the passage of scripture that is found in Mark 12:41-44...

41 And he sat down opposite the treasury and watched the people putting money into the offering box. Many rich people put in large sums. 42And a poor widow came and put in two small copper coins, which make a penny. 43And he called his disciples to him and said to them, "Truly, I say to you, this poor widow has put in more than all those who are contributing to the offering box. 44For they all contributed out of their abundance, but she out of her poverty has put in everything she had, all she had to live on."

-we need to give like the widow. out of our heart not out of our abundance.

-with compassion international, which Lindsay donates to, $32 every month provides her child with:

# Food and clean water
# Medical care
# Educational opportunities
# Important life-skills training

-even if you cannot find that EXTRA $32 every month I encourage to dig deeper than you ever have before and help someone who is in much more need than you ever have been before.

-such a small amount can change a person's life.

-on our website we have a interactive widget to help connect you to children who need a sponsor. it is on the left sidebar. You can go to www.compassion.com to get started.

-other opportunities

-i'm a huge fan of Twitter and love how it connects me with others around the world. Before i started working on this podcast I asked my followers for other organizations that are aimed at helping those around the world who are in need. I received the following responses:

-@shawn - World Vision (http://www.worldvision.org/)
-@jamiebently - Kiva (http://www.kiva.org)
-@jbairy - Extended Family International (http://extendedfamilyinternational.org/) [note: VERY new. Not yet tax exempt, first board meeting is today, Monday Feb. 23rd. Will keep you informed as it progresses]

-@kmueller62 -
ONE Campaign (http://www.one.org/),
U2's (RED) (http://www.joinred.com),
Save Darfur (http://www.savedarfur.org),
Invisible Children (http://www.invisiblechildren.com), and
Blood: Water Mission (http://www.bloodwatermission.com/)

-make sure you look at their financial reports before donating

if you are a blogger, consider signing up to become a compassion blogger at
-http://compassionbloggers.com/
-they will provide you with a topic to blog on every month that will help raise awareness of this need.

Follow us on Twitter @whereyouarenow (http://www.twitter.com/whereyouarenow)

Subscribe in iTunes (and write a review)

[display_podcast]

• Better audio quality today
• What not to buy your wife or significant other for Valentine's Day
• What to buy your wife or significant other for Valentine's Day
• Dunk’n Donuts Coffee
• Our Valentines Day

Going to Chars Bella Mundo

Last year we stayed home, cooked dinner, bought a glass of wine.

• What not to buy for Valentine’s Day

Cleaning Products

Clothing

Knives (cookware)

Dieting pills/food/program

Gym Membership

Tickets to a sporting event

Picture of yourself

Booklet of why you are the perfect man

Gift that was meant for another girl

Foot scrub

Gift card to McDonald’s

@keithbecker – anything that you want and she doesn’t

• What to buy for Valentine’s Day

Photobook of memories

Snapfish.com

Shutterfly.com

Pampering basket

Manicure and pedicure

Day for her to do whatever she wants without you complaining

Favorite flowers

Hobby items

Massage at a local massage school

Simple date night

Trip down memory lane

Picture of memorable place in a nice frame

@keithbecker – something she would not expect you to know she wants

@keithbecker – something she would like, as a surprise. Especially one’s that are like a scavenger hunt.

• Good luck with Valentine’s Day! Send pictures to wyanradio@gmail.com
• Outro Music – In The Strangest Places We Look For Love by Astronauts of Antiquity. www.astornautsofantiquity.com

Intro

-what to do if you have lost your job and how to prepare for the worst

Coffee Break - Dunk'n Donuts Coffee, Lipstick Jungle, Jodi Picoult, Justin Guitar


-January layoffs just over 160,00 from America's 500 largest companies (Forbes)

-if you have lost your job or know you are going to:
    -immediately review your budget and cut all unnecessary expenses
    -update your resume and immediately start looking for another job
    -call any friends or family members who may know of work available
    -"your full time job is looking for a job" Chuck Bentley on Crown Financial Ministry Radio (Fun With Dick and Jane)
    -get up, go to work (looking for a job)
    -repeat until you nail one

-if you have not lost your job, but want to play it safe:
    -ensure you are living within your means
    -ditch the expensive vacation
        -stay closer to home
        -day trips
        -don't try to impress kids
    -save save save
    -get rid of debt
        (immediately save $1,000
        start paying off all credit card debt
        save one month worth of living expenses
        pay off all consumer debt
        save three months worth of living expenses
        add additional savings (shoot for 12 months))

-Email us at wyanradio@gmail.com


Outro Music -
    - Manic Street Preachers
    -Your Love Alone is Not Enough
    -www.manicstreetpreachers.com

WYAN Radio, Talk Radio Saving You Money, is changing days for the podcast to publish on. Instead of every Friday morning, we are moving it to every Monday morning. Our personal schedule have changed a bit and Monday's will give us the time we need to prepare for each episode.

If you have some time and you're not sure what to do, you can always browse our website or shoot us an email. Not sure what to email us? How about your plans for the weekend and what you would like to hear on the podcast?

Have a great weekend!

Free stuff that you use now, but you paid for it: Show Notes below: Subscribe in iTunes, grab the RSS feed, vote for us at Podcast Pup and Podcast Alley!! Aaron flew solo today, so watch out! Lots of fantastic information and an incredibly awesome 80's Dance outro...ENJOY!

FREE Software to Replace Photoshop and Office

• GIMP - PhotoShop (www.gimp.org)
• Open Office - Microsoft Office, iWork (www.openoffice.org)
• Google Docs - Microsoft Office, iWork (docs.google.com)

FREE Movies and TV Shows

Hulu.com

• Stream TV shows and Movies for free
• We connect our laptop to the TV (video and sound) and you can't even tell that you're watching internet television
• Limited commercials
• Queue favorite shows and be notified via email when the latest episodes are available for viewing
• in our queue - 24, Bones, House, Burn Notice, and The Fringe

Redbox

• Monday Night Movie Code
• DVD rental out of a soda machine. Vending machine style.
• Go to Redbox.com and give them your Email. Every Monday they will send you a message with a code for a free movie for that night.

FREE Online PREMIUM Radio

Slacker.com

• online radio where the dj picks the music and controls what is programmed
• free to use. limited number of skips per hour. available for Blackberry if you are a Blackberry owner.

Pandora.com

• create your own radio stations based on an artist or song.

Outro Music

• Filtered Soul - This is Why
• www.myspace.com/filteredsoul

Related articles by Zemanta

• Dear Google, I Just Want To Say Thanks

WYAN Radio Episode #7 - Obama Will Not Pay Your Debt

Show Notes below: Subscribe in iTunes, grab the RSS feed, vote for us at Podcast Pup and Podcast Alley!!

Intro
We had a great radio show on Saturday. 5 callers will all receive Strands.com t-shirts. If you want to hear the archive show go to our website, links to RSS and iTunes on the sidebar. You can also stream from our blog.

Today's show: Lindsay can read, Aaron got his gmail stickers, big progress on debt, and simple things you can do to have a better 2009 with your money.

Coffee Break
Starbucks - Cafe Verona french press
Lindsay - Nice break. Started reading (gasp!) a book. Packed up Christmas things. Put extra cash towards secret saving goal. Still getting little gifts, even after Christmas.
Aaron - Gmail Stickers arrived :-)

Our Debt
Aaron - made payment of $771.68 bringing balance due to $1,751.07.

7 things you can do to have a better 2009 with your money:

1. Spend less than you earn
2. Avoid impulse spending
3. Budget your money
4. Use cash instead of plastic
5. Save money each month
6. Have goals
7. Pay off debt

Outro Music
"To Be An Angel" - Uncle Seth
http://www.musicface.com/uncleseth

If you enjoy our podcast write a review in iTunes and vote for us at Podcast Alley!

Click here to subscribe in iTunes | Click here to subscribe in an RSS reader [?]

Coffee Break

• Gevalia - Royal Vinter - order from gevalia.com
• Lindsay - picture presents
• Aaron - New microphone/Audio book

Our Debt
Lindsay School loan - making payment of $944.90 which will bring debt amount to - $5,362.70

New Year's Eve Tips

• Don't get a tab at the bar, pay as you go
• Have a small get together at your home
• Have your guests bring their own alcohol
• Play video games - competitive games on xbox, wii,
• NO Meal, finger food only

Talk about the radio show

• This Saturday Jan. 3rd, 2009
• Website to go to - our blog. at the bottom of the sidebar there is a blue button that says "Chime In".
• Listen live from this web page
• Number to call as guest from land line or cell phone - (724) 444-7444 ext: 27698 ext: 1#
• Time - 1-2pm EST
• Topic - new year resolutions (click here for ideas!)
• Why? - Free t-shirts (Strands/Aftertouch/OK Rivals)

Outro Music

• "Summertime Gal" - Hot Buttered Rum
• http://www.hotbutteredrum.net

Another great show brought to you by nearly financial experts Aaron and Lindsay, you will not want to miss this one! We talk about missing Gmail stickers, rip off car washes, our debt, and what resolutions to set in 2009. During the entire show we are drinking the "Noel" blend from St. Thomas Roastes; we HIGHLY recommend this blend for the remainder of your holiday season.

Show Notes for your convenience:

Our Debt

• My Journey to Eliminate Debt
• Going Back to School debt
• Our Goals

Financial Resolutions (financial destinations)

1. Track Expenses for 30 Days (TWYS; I'm on twitter @aaronaiken)
2. Get on a Budget
3. Save $1,000 for Emergency Expenses
4. Pay Off Credit Card Debt
5. Saving One Month of Living Expenses
6. Pay Off Consumer Debt
7. Saving Three Month of Living Expenses
8. Save for Big Ticket Items - Car/House/etc...

Email the show at: wyanradio@gmail.com

LIVE RADIO SHOW INFORMATION

Featured Artist - Ryan Calhoun
www.myspace.com/ryancalhounmusic

Click here to subscribe in iTunes

Click here to grab the Podcast RSS Feed

Not sure what RSS is?

WOW! This is one heck of a great show today! Not only do we get a chance to take a coffee break, but we talk about visual ways to track your savings, Rev Run's investing advice, and a great Podsafe Christmas song brought to you by Eoin Harrington.

Show Notes:

How to VISUALLY Track Your Progress (our version)
Download your own fund raiser
Email your pictures to us at wyanradio [at] gmail [dot] com
Feedthepig.org
Revrun.com
Info on our LIVE Radio Show on January 3rd, 2009 1pm EST
Eoin Harrington (website and Myspace)

Click here to subscribe in iTunes

Click here to grab the Podcast RSS Feed

Not sure what RSS is?

We know it’s late, but here are some shopping tips to help you save time and money brought to you by feedthepig.org and our commentary. For more information on our podcast go to: www.wyanradio.com

Subscribe in iTunes

Subscribe in an RSS reader

Send comment, questions, suggestions, concerns to info@wyanradio.com

ENJOY THE SHOW!

Original Publish Date: 12/13/2008

Lindsay joined me for this episode of the WYAN Radio Podcast, and we had a blast! We bring you the usual feedthepig.org weekly savings tip as well as a tip from Rev Run (Lindsay’s favorite celebrity).

Just like you have many options in your local Starbucks, we give you lots of ways to listen to our podcasts. You can listen below with the included player. You can download the MP3 file to your computer, OR you can subscribe in iTunes so that you never miss a beat. Which ever option you choose, we would appreciate your feedback and even a written review in iTunes. ENJOY!

Original Publish Date: 12/07/2008

That’s right folks, radio. We have radio and are bringing it to you. Plug in your headphones, turn up the volume and enjoy! We have also made our radio program available to you on iTunes so that you can subscribe there and not miss a single episode!

Original Publish Date: 11/22/2008